VA Home Loan In 3 Easy Steps

 

  1. 1. To obtain a VA Guaranty Home Loan, you must have a Certificate of Eligibility. Click here and apply online for a Certificate of Eligibility (COE) or by completing this fillable  VA Form 26-1880, Request for Certificate of Eligibility, and simply mail it in. Lenders can also obtain COEs for Veterans online
  2. We can then help you find a local Veteran Preferred Realtor and Lender to assist you through the process of buying a home. The lender will complete an application and work with you to determine the amount of loan for which you qualify. After you provide a pre-qualification or pre-approval to the realtor they will be able to show you homes within that price range.
  3. Select a home and sign a purchase agreement or a contract with a builder. It is important to note that your sales contract should include a provision making it void if you are unable to attain VA-Guaranty financing. The lender will then order an appraisal of the property, and help you clear the final conditions required to close on your new home.